Cash supply

The OeNB makes sure that Austria has a secure and reliable supply of cash at all times. It keeps an eye on banknotes from the moment they are produced right through to when they are withdrawn from ATMs.

OeNB-Geldausgabeautomat

OeNB ATMs close gaps in cash supply

Ensuring an adequate supply of cash and easy access to cash are key objectives of the OeNB. Closing gaps in cash supply is therefore one of our priorities. 

Austria’s cash supply network is among the best-developed networks in Europe. As Austria’s central bank, the OeNB has a keen interest in ensuring that all regions of our country are reliably supplied with cash. The most important basis for the supply of cash across Austria is the network operated by Austrian banks. In addition to that, the OeNB has been installing new ATMs to provide targeted supply to remote areas that were previously underserved. Withdrawing cash from OeNB ATMs is free of charge – even if you use a foreign bank card.

Between 2025 and 2027, the OeNB plans to gradually install up to 120 new ATMs. To this end, it collaborates with the Austrian Association of Municipalities and the Austrian Association of Cities and Towns. Priority will be given to rural communities that meet the following criteria:

  • There are no ATMs or bank branches within the municipality.
  • The municipality has at least 500 residents.
  • The average distance to the nearest ATM is at least two kilometres.
  • The new ATM will reduce this average distance by at least one kilometre.

The OeNB is working with PSA Payment Services Austria GmbH to implement the project.

The application process has concluded – implementation is underway and will continue until early 2027.


120 OeNB ATMs in remote areas

In 2027, there shall be OeNB ATMs in 120 Austrian municipalities. 

The first OeNB ATM was put into service on 1 July 2025 in Obritzberg-Rust (Lower Austria). For further information, see the related press release in the link section.

BundeslandPostleitzahlGemeindeAdresse
Niederösterreich2152GnadendorfGnadendorf 15
Niederösterreich2154GaubitschGaubitsch 2
Niederösterreich2223HohenruppersdorfObere Hauptstraße 4
Niederösterreich2251EbenthalHauptstraße 58
Niederösterreich2264JedenspeigenHauptstraße 11
Niederösterreich2274RabensburgHauptstraße 80
Niederösterreich2320RauchenwarthRauchenwarth 57
Niederösterreich2332HennersdorfAchauer Straße 2
Niederösterreich2403RegelsbrunnBauernzeile 2
Niederösterreich2412WolfsthalHauptstraße 45
Niederösterreich2443StotzingHauptstraße 19
Niederösterreich2475NeudorfBadstraße 1
Niederösterreich2561HernsteinBerndorfer Straße 5
Niederösterreich2620Natschbach-LoipersbachOrtsstraße 14
Niederösterreich2761MiesenbachKreuzbach 100
Niederösterreich2770GutensteinMarkt 100
Niederösterreich3012WolfsgrabenHauptstraße 46
Niederösterreich3073StössingStössing 37
Niederösterreich3110NeidlingWalter-Eder-Straße 7
Niederösterreich3123ObritzbergMarktstraße 14
Niederösterreich3262WangOberer Markt 1
Niederösterreich3393ZelkingPöchlarnerstraße 4
Niederösterreich3426Muckendorf-WipfingBahnstraße 3
Niederösterreich3602RossatzRossatz 156
Niederösterreich3610Weinzierl am WaldeWeinzierl am Walde 50
Niederösterreich3641Aggsbach-MarktMarkt 48
Niederösterreich3654RaxendorfRaxendorf 10
Niederösterreich3661Artstetten-PöbringSchlossstraße 1
Niederösterreich3861EggernMarktplatz 1
Niederösterreich3872Amaliendorf-AalfangHauptstraße 190
Niederösterreich3961WaldensteinWaldenstein 49
Niederösterreich3970Moorbad HarbachLauterbach 32
Niederösterreich3950GroßdietmannsKirchenplatz 1
Oberösterreich4046OfteringOfteringer Straße 1
Oberösterreich4070FrahamHauptstraße 43
Oberösterreich4091VichtensteinVichtenstein 70
Oberösterreich4102GoldwörthSchulstraße 1
Oberösterreich4170St. Oswald/HaslachSt. Oswald 18
Oberösterreich4533PiberbachDorfplatz 3
Oberösterreich4650Edt bei LambachGemeindeplatz 1 A
Oberösterreich4762St. WillibaldHauptstraße 35/1
Oberösterreich4961Mühlheim/InnKirchenstraße 2/1
Oberösterreich5123ÜberackernDorfstraße 9
Oberösterreich5223PfaffstättFlorianistraße 1
Oberösterreich5225JegingJeging 22
Tirol6408PettnauTiroler Straße 104
Tirol6571StrengenDorf 12a
Tirol6591GrinsGrins 57
Vorarlberg6781BartholomäbergLuttweg 1
Burgenland7410Loipersdorf-KitzladenHauptplatz 1
Burgenland7435UnterkohlstättenUnterkohlstätten 32
Burgenland7453Steinberg-DörflUntere Hauptstraße 10
Burgenland7461AllersdorfAllersdorf 10
Burgenland7501Oberdorf im BurgenlandUntere Hauptstraße 9
Burgenland7503JabingAn der Pinka 18
Burgenland7522HeiligenbrunnHeiligenbrunn 33
Burgenland7536GüttenbachMarktplatz 1
Burgenland7537Neuberg i. Bgld.Hauptplatz 1
Burgenland7572Deutsch KaltenbrunnObere Martktstr. 8
Steiermark8046StatteggDorfplatz 1
Steiermark8051ThalUnterthalstraße 20
Steiermark8113StiwollStiwoll 24
Steiermark8152SödingbergSödingberg 35c
Steiermark8181Mitterdorf an der RaabKleinhappl 8
Steiermark8294UnterrohrUnterrohr 24
Steiermark8322EichköglEichkögl 30
Steiermark8385Neuhaus/KlausenbachHauptstraße 14
Steiermark8411HengsbergHengsberg 23
Steiermark8573Kainach bei VoitsbergKainach 156
Steiermark8580St. Martin am WöllmißbergSt. Martin am Wöllmißberg 64
Steiermark8712ProlebGemeindestr. 2
Steiermark8755RothenthurmTriesterstraße 14
Steiermark8756St. Georgen ob JudenburgSt. Georgen ob Judenburg 12
Kärnten9103DiexDiex 25
Kärnten9170ZellZell-Pfarre 75
Kärnten9173St. Margareten im RosentalSt. Margareten 9
Kärnten9212Techelsberg am Wörther SeeSt. Martin 4
Kärnten9322MicheldorfHauptstraße 28
Kärnten9712FresachDorfplatz 160
Kärnten9713StockenboiZlan, Kirchplatz 2

Dashboard: How far is the nearest ATM in Austria?

This OeNB dashboard provides a comprehensive overview of the availability and accessiblility of ATMs in Austria. Based on the latest analyses and indicators, it provides a clear picture of regional differences down to the municipal level.

View dashboard

Related links

You may also be interested in

Euro banknote production

Euro banknotes are produced in the euro area using a common production system. Each national central bank is assigned a share of total annual banknote production. Each national central bank is responsible for specific banknote denominations and bears the cost of their production.

The banknotes allocated for production to the OeNB are produced by Oesterreichische Banknoten- und Sicherheitsdruck GmbH (OeBS). The OeBS specialises in the production of banknotes. It is particularly well known for combining modern security features with attractive banknote designs.

Every year, the European Central Bank (ECB) publishes on its website the banknote volumes and denominations assigned for production to the national central banks.

Holding reserves to ensure the secure supply of cash

Under normal circumstances, the demand for euro banknotes is met by logistical reserves. These reserves are used to

  • replace damaged or worn banknotes,
  • offset expected increases in cash in circulation,
  • absorb seasonal fluctuations in cash demand,
  • make the transport of banknotes between central banks more efficient.

In addition, the Eurosystem maintains a strategic reserve of euro banknotes known as the Eurosystem Strategic Stock (ESS). The ESS is used in specific situations, such as when

  • the existing reserves are not sufficient to meet an unexpectedly high demand for euro banknotes,
  • the supply of euro banknotes is suddenly interrupted.

Together, logistical and strategic reserves ensure that the national central banks are able to respond to changes in cash demand at any time. This guarantees that the supply of cash is reliably maintained both within and outside the euro area.

Distribution of euro cash

Both the ECB and the euro area national central banks are authorised to issue euro banknotes. In practice, however, it is the national central banks that are responsible for issuing banknotes and coins and for withdrawing them from circulation. The ECB itself does not operate any cash counters and does not carry out any direct cash transactions.

Euro coins are issued by the individual euro area countries. At the European level, the European Commission coordinates all important matters relating to euro coins.

One of the ECB’s key tasks is to oversee the work of the national central banks and to work towards ensuring a uniform approach to cash services across the euro area.

The national central banks are responsible for ensuring that the supply of cash in their countries runs smoothly. They put euro banknotes and coins into circulation, mainly through banks. To a lesser extent, cash distribution also takes place via the retail sector. This ensures that people have access to cash at all times.

What is the cash cycle?

Traditionally, cash supply follows a cycle. Newly printed banknotes and newly minted coins are delivered to the central bank. The central bank then passes them on to the commercial banks. These, in turn, supply businesses and people with cash.

When cash flows back into the economic cycle, it returns to the central bank via the commercial banks. That is where banknotes and coins are checked and processed. Damaged or heavily worn banknotes and coins are sorted out and taken out of circulation. Cash fit for circulation is reissued to commercial banks together with newly produced banknotes and coins.

What is the OeNB’s role in Austrian cash logistics?

The OeNB continues to be closely involved in the Austrian cash cycle, not least through its wholly owned subsidiary, GELDSERVICE AUSTRIA (GSA). The GSA’s main task is to handle banknotes and coins. This includes, in particular, the checking, sorting and processing of cash. By fulfilling these tasks, the GSA contributes substantially to ensuring that cash supply in Austria is safe and reliable.

Illustration: The cash cycle in Austria (German)
Illustration available in German only

Cash logistics in Austria

Related links

Euro cash in circulation

The ECB regularly collects data on the number and total value of euro banknotes and coins in circulation. This information is based on data the national central banks of the euro area report to the ECB.

As at 31 December 2025, the total amount of euro cash in circulation stood at around EUR 1.65 trillion. Of this total, EUR 1.62 trillion was in banknotes and EUR 35.4 billion was in coins.

Compared with the previous year, the value of euro cash in circulation rose by 2.0%. This shows that, in the euro area, people continue to value cash as a means of payment and a store of value.

Euro cash in circulation

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Data

You can still exchange Austrian schillings for euro

People in Austria still hold large quantities of Austrian schilling banknotes and coins even though Austria introduced the euro many years ago.

As at 31 December 2025, the total value of Austrian schilling banknotes and coins of the last series that had not yet been exchanged for euro stood at ATS 6.8 billion. This is equivalent to around EUR 494 million.

You can exchange Austrian schilling banknotes and coins of the last series for euro at the OeNB. There is no deadline.

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