The Austrian real estate market from a financial stability perspective
Residential and commercial real estate financing plays a major role in Austrian banks’ credit portfolios. In some cases, banks that grant real estate loans are required to hold only a small amount of capital against this type of financing. This is why it is particularly important, from a financial stability perspective, that these loans remain secure even in economically difficult times.
Therefore, the OeNB closely and transparently monitors developments in both the residential and the commercial real estate markets. This enables us to identify potential risks to financial stability early on. If necessary, we recommend that adequate macroprudential measures be taken, that is, measures that contribute to maintaining financial stability.
The OeNB real estate dashboards (German only) integrate data from a number of different sources, offering a comprehensive perspective on Austria’s real estate market.