Publikationen

• Olbrich, L., Beckmann, E., Sakshaug, J. W. 2025. Multivariate assessment of interviewer errors in a cross-national economic survey and the role of fieldwork institutes. Journal of the Royal Statistical Society Series A: Statistics in Society.
• Allinger, K., Rumler, F. 2024. Inflation Expectations in Central, Eastern and Southeastern Europe: The Role of Sentiment and Experiences. Comparative Economic Studies, 1–26.
• Göler, D., Tausch, C. 2024. On migration aspirations in Southeastern Europe. Journal of Urban and Regional Analysis, 16(2), 211–227.
• Niţoi, M., Pochea, M. M. 2024. Trust in the central bank, financial literacy, and personal beliefs. Journal of International Money and Finance, 143, 103066.
• Beckmann, E., Kiesl-Reiter, S. 2023. Financial literacy and financial wellbeing: Evidence from Eastern Europe in a high inflation environment, Journal of Financial Literacy and Wellbeing, volume 1(2), 263–367.
• Hake, M. and Poyntner, P. 2022. Keeping up with the Novaks? Income Distribution as a determinant of household debt in CESEE. In: Review of Income and Wealth. 68(S1). 224–260. DOI: 10.1111/roiw.12540.
• Bittner, M. 2020. Der Euro Survey der Oesterreichischen Nationalbank (OeNB). Eine seit 2007 einzigartige Datenerhebung in Staaten Zentral-, Ost- und Südosteuropas. In: Sozialwissenschaftliche Rundschau (60. Jg.) Heft 2/2020, 226–239.
• Drenik, A., Pereira G., Perez, D.J. 2018. Wealth redistribution after exchange rate devaluations. In: American Economic Review Papers & Proceedings.
• Begovic, S., Adnett, N. and G. Pugh. 2016. An investigation into the credibility of currency board arrangements in Bosnia and Herzegovina and Bulgaria. In: Journal of Comparative Economics 44(3), 787–799.
• Brown, M., Stix, H. 2015. The Euroization of Bank Deposits in Eastern Europe. In: Economic Policy 30 (81), 95–139.
• Beckmann, E., Stix, H. 2015. Foreign Currency Borrowing and Knowledge About Exchange Rate Risk. In: Journal of Economic Behavior & Organization 112, 1–16.
• Stix, H. 2013. Why do people save in cash? Distrust, memories of banking crises, weak institutions and dollarization. In: Journal of Banking and Finance 37(11). 4087–4106.
• Fidrmuc, J., M. Hake and H. Stix. 2013. Households’ Foreign Currency Borrowing in Central and Eastern Europe. In: Journal of Banking and Finance 37(6). 1880–1897.
• Beckmann, E., M. Gächter and D. Ritzberger-Grünwald. 2013. Das internationale Währungssystem im Umbruch? In: Wirtschaftspolitische Blätter 2/2013. WKO. 231–251.
• Beckmann, E. 2013. Financial Literacy and Household Savings in Romania. In: Numeracy 6(2)
• Prean, N. and H. Stix. 2011. The Effect of Raising Deposit Insurance Coverage in Times of Financial Crisis – Evidence from Croatian Microdata. In: Economic Systems 35. 496–511.
• Stix, H. 2010. Euroization: What Factors Drive its Persistence? Household Data Evidence for Croatia, Slovenia and Slovakia. In: Applied Economics 43(21). 2689–2704.
• Stix, H. 2010. The euro as a safe haven asset in Central, Eastern and South-Eastern Europe, in: Nowotny, E., P. Mooslechner and D. Ritzberger-Grünwald (eds.). 2010. The Euro and Economic Stability. Cheltenham, UK: Edward Elgar.
• Stix, H. 2004. Foreign Currency Demand since 2002 – Evidence from five Central and Eastern European Economies. In: CESifo Forum 4/04. 19–24.
• Nauschnigg, F. 2003. The Use of Euro and Other Foreign Currencies in Central and Eastern Europe: A Survey of the Austrian National Bank. 4th INFER Workshop on Financial Markets. April. 89–106.
• Stix, H. 2002. The Euro in Central and Eastern Europe – Survey Evidence from Five Countries. In: CESifo Forum 3/02. 19–24.
• Stix, H. 2002. Foreign Currency Holdings in Central and Eastern European Countries. In: WIIW Monthly Report 1/02. 10–18.
• Stix, H. 2001. Fremdwährungsbesitz in Zentral- und Osteuropa: Umfrageergebnisse, 2001, Bankarchiv, In: Zeitschrift für das gesamte Bank- und Börsenwesen. November. 899–905.
• Stix, H. 2001. Survey Results about Foreign Currency Holdings in Five Central and Eastern European Countries. In: CESifo Forum 3/01. 41–48.

• Barisic, A., M. Ghodsi, A. Sabouniha and R. Stehrer. 2024. The Factors Driving Migration Intentions and Destination Preferences in Central, East and Southeast European Countries. Wiiw Working Paper no. 247.
• Olbrich, L., Beckmann, E. and J. W. Sakshaug. 2024. Multivariate assessment of interviewer-related errors in a cross-national economic survey. OeNB Working Paper 253.
• Allinger, K. und F. Rumler. 2023. Inflation Expectations in CESEE: The Role of Sentiment and Experiences. OeNB Working Paper No. 247.
• Beckmann, E. and S. Kiesl-Reiter. 2022. The Gender Gap in Financial Literacy: Does Ideology Matter? SSRN.
• Beckmann, E., C. Hainz and S. Kiesl-Reiter. 2022. Third-Party Loan Guarantees: Measuring Literacy and its Effect on Financial Decisions, OeNB Working Paper 237.
• Beckmann, Elisabeth. 2019. Household Savings in Central Eastern and Southeastern Europe: How Do Poorer Households Save? Policy Research working paper; no. WPS 8751. Washington, D.C. : World Bank Group
• Belabed, C.A.,  Hake, M. 2018. Income inequality and trust in national governments in Central, Eastern and Southeastern Europe. OeNB Working Paper 222.
• Beckmann, E., Hildebrandt, A., Jäger-Gyovai, K. 2016. Current risks in the CESEE residential property market: Evidence from the OeNB Euro Survey, NBP Working Paper No. 243(1).
• Beckmann, E. and H. Stix. 2014. Foreign Currency Borrowing and Knowledge of Exchange Rate Risk, OeNB Working Paper 188.
• Beckmann, E., J. Fidrmuc and H. Stix. 2012. Foreign currency loans and loan arrears of households in CEECs. OeNB Working Paper 181. (PDF 380 KB)
• Stix, H. 2012. Why Do People Save in Cash? Distrust, Memories of Banking Crises, Weak Institutions and Dollarization. OeNB Working Paper 178. (PDF 2,02 MB)
• Scheiber, T. and H. Stix. 2009. Euroization in Central, Eastern and Southeastern Europe – New Evidence on Its Extent and Some Evidence on Its Causes. OeNB Working Paper 159. (PDF 634 KB)
• Stix, H. 2008. Euroization: What Factors Drive its Persistence? Household Data Evidence for Croatia, Slovenia and Slovakia. OeNB Working Paper No. 140. (PDF 465 KB)

Beachten Sie, dass einige Publikationen vor 2011 nicht extern referiert wurden.

• OeNB Bulletin Q1/25
  Petz, N., Scheiber, T., Wörz, J. 2025. How do euro deposits in CESEE react to exchange rate shocks? OeNB Bulletin, Q1/25.
• OeNB Bulletin Q2/24
  Allinger, K., Farnleitner, E. 2024. What you don’t know can’t help you: public perception of COVID-19 loan repayment moratoria. OeNB Bulletin, Q2/24.
• Monetary Policy and the Economy Q4/23
  Scheiber, T. and Wörz J. 2024. Exporting stability to the European neighborhood – the role of deposit euroization in CESEE revisited after 25 years of EMU.
• Focus on European Economic Integration Q1/23
  Ellmeier, E., Koch M. and T. Scheiber. 2023. Saving behavior along the income distribution during the COVID-19 pandemic.
• Focus on European Economic Integration Q4/22
  Beckmann, E., Hildebrandt A. and T. Slacík. 2022. Special feature: Property rights and homeownership in the Western Balkans.
• Financial Stability Report 44, November 2022
  Enzinger, M., Koch M. and A. Riedl. 2022. Financial vulnerabilities and debt at risk of CESEE borrowers: a cross-country analysis.
• Focus on European Economic Integration Q3/22
  Raggl, A. K. 2022. The role of public services quality in shaping migration intentions in Central, Eastern and Southeastern Europe.
• Focus on European Economic Integration Q2/22
  Koch, M. and T. Scheiber. 2022. Mitigating the impact of the pandemic on personal finances in CESEE: descriptive evidence for 2020
• Focus on European Economic Integration Q1/22
  Backé, P. and E. Beckmann. 2022. Euro adoption in CESEE: How do financial literacy and trust in institutions affect people’s attitudes
• Focus on European Economic Integration Q1/22
  Koch, M. and T. Scheiber. 2022. Household savings in CESEE: expectations, experiences and common predictors
• Monetary Policy and the Economy Q1–Q2/22
  Bittner, M. and T. Scheiber. 2022. The use of euro cash as a store of value in CESEE.
• Focus on European Economic Integration Q4/21
  Bittner, M. 2021. Which borrower in CESEE gets which loan? Evidence from the OeNB Euro Survey
• Focus on European Economic Integration Q3/21
  Allinger, K. and E. Beckmann. 2021. Use of loan moratoria by CESEE households: who are the users and how vulnerable are they?
• Focus on European Economic Integration Q3/21
  Eller, M., Jovanovic, B. and T. Scheiber. 2021. What do people in CESEE think about public debt? Focus on European Economic Integration.
• Focus on European Economic Integration Q1/21
  Allinger, K. and E. Beckmann. 2021. Prevalence and determinants of nonbank borrowing in CESEE: evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q1/21
  Riedl, A. 2021. Are CESEE borrowers at risk? COVID-19 implications in a stress test analysis.
• Focus on European Economic Integration Q4/20
  Backé, P. and E. Beckmann. 2020. What drives people’s expectations of euro adoption? – Evidence from the OeNB Euro Survey on selected CESEE countries.
• Focus on European Economic Integration Q3/20
  Beckmann, E. and S. Reiter 2020. How financially literate is CESEE? Insights from the OeNB Euro Survey.
• Focus on European Economic Integration Q3/20
  Eller, M. and T. Scheiber 2020. A CESEE conundrum: low trust in government but high hopes for government-led job creation.
• Financial Stability Report 39, Juli 2020
  Beckmann, E. 2020. FX loans of households in CESEE: Do they still pose a risk? Box 3. 35–37.
• Focus on European Economic Integration Q4/19
  Beckmann, E., Hainz, C., Pyle W. and Reiter, S. 2019. Homeownership and housing finance patterns one generation after the fall of communism.
• Focus on European Economic Integration Q3/19
  Scheiber, T. 2019. The use of euro cash in CESEE and the role of euro adoption expectations
• Focus on European Economic Integration Q2/19
  Hake, M., Poyntner, P. 2019. Household loans in CESEE from a new perspective: the role of income distribution.
• Focus on European Economic Integration Q1/19
  Raggl, A. K. 2019. Migration intentions in CESEE: sociodemographic profiles of prospective emigrants and their motives for moving.
• Focus on European Economic Integration Q1/19
  Riedl, A. 2019. Household debt in CESEE economies: a joint look at macro- and micro-level data.
• Focus on European Economic Integration Q1/18
  Beckmann, E., Reiter, S. and H. Stix. 2018. A geographic perspective on banking in Central, Eastern and Southeastern Europe.
• Focus on European Economic Integration Q1/18
  Scheiber, T. and J. Wörz. 2018. How are reduced interest rate differentials affecting euroization in Southeastern Europe? Evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q4/17
  Raggl, A. K. 2017. Migration intension in CESEE – a descriptive analysis
• Focus on European Economic Integration Q2/17
  Raggl, A. K. 2017. The relevance of remittance inflows to CESEE countries: evidence from macro- and micro-level data.
• Focus on European Economic Integration Q1/17
  Beckmann, E. 2017. How does foreign currency debt relief affect households’ loan demand? Evidence from the OeNB Euro Survey in CESEE.
• Focus on European Economic Integration Q4/16
  Scheiber, T., Stern, C. 2016. Currency substitution in CESEE: why do households prefer euro payments?
• Focus on European Economic Integration Q3/16
  Banai, A., Vágó, N. 2016. Drivers of household credit demand before and during the crisis.
• Focus on European Economic Integration Q3/15
  Beckmann, E., Hildebrandt, A., Jäger-Gyovai, K. 2015. Current risks in the CESEE residential property market: Evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q1/15
  Beckmann, E., Roitner, A., Stix, H. 2015. A Local or a Foreign Currency Loan? – Evidence on the Role of Loan Characteristics, Preferences of Households and the Effect of Foreign Banks.
• Focus on European Economic Integration, Q4/14
  Beckmann, E., Roitner, A., Stix, H. 2014. 76th East Jour Fixe: Using Survey Data for Economic Policy Research – A Focus on CESEE.
• Focus on European Economic Integration, Q2/14
  Corti, M., Scheiber, T. 2014. How did CESEE households weather the crisis? Evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q4/13:
  Beckmann, E. and I. Moder. 2013. Households’ Expectations and Macroeconomic Outcomes – Evidence from the Euro Survey. 
• Focus on European Economic Integration Q3/13:
  Beckmann, E., M. Hake and J. Urvova. 2013. Determinants of Households’ Savings in Central, Eastern and Southeastern Europe.
• Focus on European Economic Integration Q2/13:
  Beckmann, E., S. Dvorsky and T. Scheiber. 2013. Trust in the EU in CESEE.
• Focus on European Economic Integration Q4/12:
  Beckmann, E. and T. Scheiber. 2012. The Impact of Memories of High Inflation on Households’ Trust in Currencies. 
• Focus on European Economic Integration Q2/12:
  Beckmann, E. and T. Scheiber. 2012. Not So Trustworthy Anymore? The Euro as a Safe Haven Asset in Central, Eastern and Southeastern Europe.
• Monetary Policy and the Economy Q1/12
  Ritzberger-Grünwald, D. and T. Scheiber. 2012. Euro Cash in Central, Eastern and Southeastern Europe. 
• Focus on European Economic Integration Q4/11:
  Beckmann, E., S. Dvorsky and T. Scheiber. 2011. OeNB Euro Survey: Growing Uncertainty, but Overall Euroization Not Affected. 
• Focus on European Economic Integration Q1/11.
  Beckmann, E., T. Scheiber and H. Stix. 2011. How the Crisis Affected Foreign Currency Borrowing in CESEE: Microeconomic Evidence and Policy Implications. 
• Focus on European Economic Integration Q4/10:
  Dvorsky, S., T. Scheiber and H. Stix. 2010. Euro Survey of Spring 2010: Sovereign Debt Crisis Left Traces in CESEE Households' Sentiment, Foreign Currency Portfolios Broadly Unchanged. 
• Focus on European Economic Integration Q2/10.
  Dvorsky, S., T. Scheiber and H. Stix. 2010. Real Effects of Crisis Have Reached CESEE Households: Euro Survey Shows Dampened Savings and Changes in Borrowing Behavior. 
• Focus on European Economic Integration Q4/09:
  Dvorsky, S., T. Scheiber and H. Stix. 2009. CESEE Households amid the Financial Crisis: Euro Survey Shows Darkened Economic Sentiment and Changes in Savings Behavior.
• Focus on European Economic Integration Q2/09:
  Dvorsky, S., T. Scheiber and H. Stix. 2009. The 2008 Fall Wave of the OeNB Euro Survey – A First Glimpse of Households’ Reactions to the Global Financial Crisis.
• Focus on European Economic Integration Q2/08:
  Dvorsky, S., T. Scheiber and H. Stix. 2008. The OeNB Euro Survey in Central, Eastern and Southeastern Europe – The 2008 Spring Wave Update.
• Focus on European Economic Integration Q1/08:
  Dvorsky, S., T. Scheiber and H. Stix. 2008. Euroization in Central, Eastern and Southeastern Europe – First Results from the New OeNB Euro Survey. 
• Focus on European Economic Integration Q1/07:
  Ritzberger-Grünwald, D. and H. Stix. 2007. Are Euro Cash Holdings in Central and Eastern Europe Driven by Experience or Anticipation? Results from an OeNB Survey.
• Monetary Policy and the Economy Q1/07
  Backé, P., Ritzberger-Grünwald, D. and H. Stix. 2007. The Euro on the Road East: Cash, Savings and Loans.

Seit 2005 wird im Bericht „The international role of the euro“ der EZB eine kurze Zusammenfassung der Umfrageergebnisse zu den Euro-Bargeldbeständen in CESEE veröffentlicht.

• 2023: The impact of war: external demand for euro cash in the wake of Russia’s invasion of Ukraine. Box 5, 37-40.
• 2021: Household demand for euro cash in Central, Eastern and Southeastern European countries during the Covid-19 pandemic, Box 3. 37–39.
• 2019: Use of euro cash in CESEE countries, Box 5. 35–37.
• 2017: The use of euro cash in central, eastern and south-eastern Europe, Box 6. 25–26.
• 2015: Unofficial euroisation in CESEE: an overview of recent literature, Box 6. 38–39.
• 2014: Results from the OeNB Euro Survey of Households in Central, Eastern and South-Eastern Europe. 26–28.
• 2013: Savings Deposits of CESEE Households Gain in Importance at the Expense of (Euro) Cash Holdings. 29–32.
• 2012: The Role of The Euro as a Safe Haven Asset in Central, Eastern and South-East Europe. 23–25.
• 2011: Evidence from the OeNB Euro Survey. 55–59.
• 2010: CESEE Households and the Crisis: Lower Cash Holdings despite Deposit Withdrawals. Where Did the Money Go? 38–41.
• 2009: Is the Global Financial Crisis Increasing Currency Substitution in Central Eastern and Southeastern Europe? 50–51.
• 2008: The Euro in Central, Eastern and Southeastern Europe – First Results from the New OeNB Euro Survey. 54–56.

Weitere EZB-Publikationen

• Rusu, C. 2021. Cash holdings and currency substitution in CESEE countries: evidence from the OeNB Euro Survey, section 2.4. In: Foreign demand for euro banknotes, ECB occasional paper series 253, 21–27.
• Beckmann, E. 2015. The determinants of households’ saving decisions in Central, Eastern and South-Eastern Europe. In: Structural Issues Report, Box 7.

• Brock, J. M. and M. Koch. 2024. Inflation expectations in low- and high-inflation environments. Box 1., In: EBRD Regional Economic Prospects May 2024: Taming Inflation, 20–22.
• Marini, A., Zamora-Perez, A. and E. Beckmann. 2024. Box 1. Unbanked beyond the euro area: do digital ownership patterns differ abroad. In: ECB Economic Bulletin, Issue 2/2024, Is there a digital divide in payments? Understanding why cash remains important for so many.
• Allinger, K. and F. Rumler. 2023. Inflation expectations in CESEE are shaped by the sentiment and experiences of individuals. SUERF Policy Brief, No 730.
• Koch, M. and T. Scheiber. 2022. How household savings in CESEE are related to the past and the future. In: SUERF Policy Brief, No 371.
• Beckmann, E. and A. Hildebrandt. 2021. Digitalisation and financial inclusion. Box 4.2., In: EBRD Transition Report 2021–22. System Upgrade: Delivering the digital dividend, 104–105.
• Eller, M. and T. Scheiber. 2020. Demand for state-led job creation in economically disadvantaged regions, Box 2.4., In: EBRD Transition Report 2020–21. The State Strikes Back, 60.
• Eller, M. and T. Scheiber. 2019. Counting on the state to provide jobs? Box 3.2., In: EBRD Transition Report 2019–20. Better governance, better economies, 73.
• Raggl, A.K. 2018. Migration intentions in central and south-eastern Europe: a socio-demographic profile. In: EBRD Transition Report 2018-19. Work in transition, 69.
• Scheiber, T. and J. Woerz. 2017. How do Interest Differentials impact Euroization – Evidence from the OeNB Euro Survey. In: Negative Euro Area Interest Rates and Spillovers on Western Balkan Central Bank Policies and Instruments, International Monetary Fund, Washington DC, 41–54.  
• Beckmann, E. and L. Klapper. 2016. Household saving behavior in Europe and Central Asia, In: Risks and Returns: Inclusive growth and financial policy tradeoffs in emerging Europe and Central Asia, The World Bank, Washington DC, 113–158.