Publikationen

• Bittner, M. (2020). Der Euro Survey der Oesterreichischen Nationalbank (OeNB). Eine seit 2007 einzigartige Datenerhebung in Staaten Zentral-, Ost- und Südosteuropas. In: Sozialwissenschaftliche Rundschau (60. Jg.) Heft 2/2020, 226-239.
• Begovic, S., Adnett, N. and G. Pugh. (2016). An investigation into the credibility of currency board arrangements in Bosnia and Herzegovina and Bulgaria. In: Journal of Comparative Economics 44(3), 787–799.
• Brown, M., Stix, H. (2015). The Euroization of Bank Deposits in Eastern Europe. In: Economic Policy 30 (81), 95–139.
• Beckmann, E., Stix, H. (2015). Foreign Currency Borrowing and Knowledge About Exchange Rate Risk. In: Journal of Economic Behavior & Organization 112, 1–16.
• Stix, H. 2013. Why do people save in cash? Distrust, memories of banking crises, weak institutions and dollarization. In: Journal of Banking and Finance 37(11). 4087–4106.
• Fidrmuc, J., M. Hake and H. Stix. 2013. Households’ Foreign Currency Borrowing in Central and Eastern Europe. In: Journal of Banking and Finance 37(6). 1880–1897.
• Beckmann, E., M. Gächter and D. Ritzberger-Grünwald. 2013. Das internationale Währungssystem im Umbruch? In: Wirtschaftspolitische Blätter 2/2013. WKO. 231–251.
• Beckmann, E. 2013. Financial Literacy and Household Savings in Romania. In: Numeracy 6(2)
• Ritzberger-Grünwald, D. and T. Scheiber. 2012. Euro Cash in Central, Eastern and Southeastern Europe. In: Geldpolitik und Wirtschaft Q1/12. 41–55. (PDF 2,27 MB)
• Prean, N. and H. Stix. 2011. The Effect of Raising Deposit Insurance Coverage in Times of Financial Crisis – Evidence from Croatian Microdata. In: Economic Systems 35. 496–511.
• Stix, H. 2010. Euroization: What Factors Drive its Persistence? Household Data Evidence for Croatia, Slovenia and Slovakia. In: Applied Economics 43(21). 2689–2704.
• Stix, H. 2010. The euro as a safe haven asset in Central, Eastern and South-Eastern Europe, in: Nowotny, E., P. Mooslechner and D. Ritzberger-Grünwald (eds.). 2010. The Euro and Economic Stability. Cheltenham, UK: Edward Elgar.
• Backé, P., D. Ritzberger-Grünwald and H. Stix. 2007. The Euro on the Road East: Cash, Savings and Loans. In: Geldpolitik und Wirtschaft Q1/07. 114–127. (PDF 170 KB)
• Stix, H. 2004. Foreign Currency Demand since 2002 – Evidence from five Central and Eastern European Economies. In: CESifo Forum 4/04. 19–24.
• Nauschnigg, F. 2003. The Use of Euro and Other Foreign Currencies in Central and Eastern Europe: A Survey of the Austrian National Bank. 4th INFER Workshop on Financial Markets. April. 89–106.
• Stix, H. 2002. The Euro in Central and Eastern Europe – Survey Evidence from Five Countries. In: CESifo Forum 3/02. 19–24.
• Stix, H. 2002. Foreign Currency Holdings in Central and Eastern European Countries. In: WIIW Monthly Report 1/02. 10–18.
• Stix, H. 2001. Fremdwährungsbesitz in Zentral- und Osteuropa: Umfrageergebnisse, 2001, Bankarchiv, In: Zeitschrift für das gesamte Bank- und Börsenwesen. November. 899–905.
• Stix, H. 2001. Survey Results about Foreign Currency Holdings in Five Central and Eastern European Countries. In: CESifo Forum 3/01. 41–48.

• Beckmann, Elisabeth. 2019. Household Savings in Central Eastern and Southeastern Europe: How Do Poorer Households Save? Policy Research working paper; no. WPS 8751. Washington, D.C. : World Bank Group
• Belabed, C.A.,  Hake, M. 2018. Income inequality and trust in national governments in Central, Eastern and Southeastern Europe. OeNB Working Paper 222.
• Beckmann, E., Hildebrandt, A., Jäger-Gyovai, K. 2016. Current risks in the CESEE residential property market: Evidence from the OeNB Euro Survey, NBP Working Paper No. 243(1).
• Beckmann, E. and H. Stix. 2014. Foreign Currency Borrowing and Knowledge of Exchange Rate Risk, OeNB Working Paper 188.
• Beckmann, E., J. Fidrmuc and H. Stix. 2012. Foreign currency loans and loan arrears of households in CEECs. OeNB Working Paper 181. (PDF 380 KB)
• Stix, H. 2012. Why Do People Save in Cash? Distrust, Memories of Banking Crises, Weak Institutions and Dollarization. OeNB Working Paper 178. (PDF 2,02 MB)
• Scheiber, T. and H. Stix. 2009. Euroization in Central, Eastern and Southeastern Europe – New Evidence on Its Extent and Some Evidence on Its Causes. OeNB Working Paper 159. (PDF 634 KB)
• Stix, H. 2008. Euroization: What Factors Drive its Persistence? Household Data Evidence for Croatia, Slovenia and Slovakia. OeNB Working Paper No. 140. (PDF 465 KB)

• Focus on European Economic Integration Q2/22
  Koch, M. and T. Scheiber. 2022. Mitigating the impact of the pandemic on personal finances in CESEE: descriptive evidence for 2020
• Focus on European Economic Integration Q1/22
  Backé, P. and E. Beckmann. 2022. Euro adoption in CESEE: How do financial literacy and trust in institutions affect people’s attitudes
• Focus on European Economic Integration Q1/22
  Koch, M. and T. Scheiber. 2022. Household savings in CESEE: expectations, experiences and common predictors
• Focus on European Economic Integration Q4/21
  Bittner, M. 2021. Which borrower in CESEE gets which loan? Evidence from the OeNB Euro Survey
• Focus on European Economic Integration Q3/21
  Allinger, K. and E. Beckmann. 2021. Use of loan moratoria by CESEE households: who are the users and how vulnerable are they?
• Focus on European Economic Integration Q3/21
  Eller, M., Jovanovic, B. and T. Scheiber. 2021. What do people in CESEE think about public debt? Focus on European Economic Integration.
• Focus on European Economic Integration Q1/21
  Allinger, K. and E. Beckmann. 2021. Prevalence and determinants of nonbank borrowing in CESEE: evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q1/21
  Riedl, A. 2021. Are CESEE borrowers at risk? COVID-19 implications in a stress test analysis.
• Focus on European Economic Integration Q4/20
  Backé, P. and E. Beckmann. 2020. What drives people’s expectations of euro adoption? – Evidence from the OeNB Euro Survey on selected CESEE countries.
• Focus on European Economic Integration Q3/20
  Beckmann, E. and S. Reiter 2020. How financially literate is CESEE? Insights from the OeNB Euro Survey.
• Focus on European Economic Integration Q3/20
  Eller, M. and T. Scheiber 2020. A CESEE conundrum: low trust in government but high hopes for government-led job creation.
• Focus on European Economic Integration Q4/19
  Beckmann, E., C. Hainz, W. Pyle and S. Reiter 2019. Homeownership and housing finance patterns one generation after the fall of communism.
• Focus on European Economic Integration Q3/19
  Scheiber, T. 2019. The use of euro cash in CESEE and the role of euro adoption expectations
• Focus on European Economic Integration Q2/19
  Hake, M., Poyntner, P. 2019. Household loans in CESEE from a new perspective: the role of income distribution.
• Focus on European Economic Integration Q1/19
  Raggl, A. K. 2019. Migration intentions in CESEE: sociodemographic profiles of prospective emigrants and their motives for moving.
• Focus on European Economic Integration Q1/19
  Riedl, A. 2019. Household debt in CESEE economies: a joint look at macro- and micro-level data.
• Focus on European Economic Integration Q1/18
  Beckmann, E., Reiter, S. and H. Stix. 2018. A geographic perspective on banking in Central, Eastern and Southeastern Europe.
• Focus on European Economic Integration Q1/18
  Scheiber, T. and J. Wörz. 2018. How are reduced interest rate differentials affecting euroization in Southeastern Europe? Evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q4/17
  Raggl, A. K. 2017. Migration intension in CESEE – a descriptive analysis
• Focus on European Economic Integration Q2/17
  Raggl, A. K. 2017. The relevance of remittance inflows to CESEE countries: evidence from macro- and micro-level data.
• Focus on European Economic Integration Q1/17
  Beckmann, E. 2017. How does foreign currency debt relief affect households’ loan demand? Evidence from the OeNB Euro Survey in CESEE.
• Focus on European Economic Integration Q4/16
  Scheiber, T., Stern, C. 2016. Currency substitution in CESEE: why do households prefer euro payments?
• Focus on European Economic Integration Q3/16
  Banai, A., Vágó, N. 2016. Drivers of household credit demand before and during the crisis.
• Focus on European Economic Integration Q3/15
  Beckmann, E., Hildebrandt, A., Jäger-Gyovai, K. 2015. Current risks in the CESEE residential property market: Evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q1/15
  Beckmann, E., Roitner, A., Stix, H. 2015. A Local or a Foreign Currency Loan? – Evidence on the Role of Loan Characteristics, Preferences of Households and the Effect of Foreign Banks.
• Focus on European Economic Integration, Q4/14
  Beckmann, E., Roitner, A., Stix, H. 2014. 76th East Jour Fixe: Using Survey Data for Economic Policy Research – A Focus on CESEE.
• Focus on European Economic Integration, Q2/14
  Corti, M., Scheiber, T. 2014. How did CESEE households weather the crisis? Evidence from the OeNB Euro Survey.
• Focus on European Economic Integration Q4/13:
  Beckmann, E. and I. Moder. Households’ Expectations and Macroeconomic Outcomes – Evidence from the Euro Survey. (PDF 2,04 MB)
• Focus on European Economic Integration Q3/13:
  Beckmann, E., M. Hake and J. Urvova. Determinants of Households’ Savings in Central, Eastern and Southeastern Europe. (PDF 646 KB)
• Focus on European Economic Integration Q2/13:
  Beckmann, E., S. Dvorsky and T. Scheiber. Trust in the EU in CESEE. (PDF 1,58 MB)
• Focus on European Economic Integration Q4/12:
  Beckmann, E. and T. Scheiber. The Impact of Memories of High Inflation on Households’ Trust in Currencies. (PDF 1,34 MB)
• Focus on European Economic Integration Q2/12:
  Beckmann, E. and T. Scheiber. Not So Trustworthy Anymore? The Euro as a Safe Haven Asset in Central, Eastern and Southeastern Europe. (PDF 2,94 MB)
• Focus on European Economic Integration Q4/11:
  Beckmann, E., S. Dvorsky and T. Scheiber. OeNB Euro Survey: Growing Uncertainty, but Overall Euroization Not Affected. (PDF 2,38 MB)
• Focus on European Economic Integration Q1/11.
  Beckmann, E., T. Scheiber and H. Stix. How the Crisis Affected Foreign Currency Borrowing in CESEE: Microeconomic Evidence and Policy Implications. (PDF 1,70 MB)
• Focus on European Economic Integration Q4/10:
  Dvorsky, S., T. Scheiber and H. Stix. Euro Survey of Spring 2010: Sovereign Debt Crisis Left Traces in CESEE Households' Sentiment, Foreign Currency Portfolios Broadly Unchanged. (PDF 655 KB)
• Focus on European Economic Integration Q2/10.
  Dvorsky, S., T. Scheiber and H. Stix. Real Effects of Crisis Have Reached CESEE Households: Euro Survey Shows Dampened Savings and Changes in Borrowing Behavior. (PDF 1,68 MB)
• Focus on European Economic Integration Q4/09:
  Dvorsky, S., T. Scheiber and H. Stix. CESEE Households amid the Financial Crisis: Euro Survey Shows Darkened Economic Sentiment and Changes in Savings Behavior. (PDF 261 KB)
• Focus on European Economic Integration Q2/09:
  Dvorsky, S., T. Scheiber and H. Stix. The 2008 Fall Wave of the OeNB Euro Survey – A First Glimpse of Households’ Reactions to the Global Financial Crisis. (PDF 217 KB)
• Focus on European Economic Integration Q2/08:
  Dvorsky, S., T. Scheiber and H. Stix. The OeNB Euro Survey in Central, Eastern and Southeastern Europe – The 2008 Spring Wave Update. (PDF 226 KB)
• Focus on European Economic Integration Q1/08:
  Dvorsky, S., T. Scheiber and H. Stix. Euroization in Central, Eastern and Southeastern Europe – First Results from the New OeNB Euro Survey. (PDF 173 KB)
• Focus on European Economic Integration Q1/07:
  Ritzberger-Grünwald, D. and H. Stix. Are Euro Cash Holdings in Central and Eastern Europe Driven by Experience or Anticipation? Results from an OeNB Survey. (PDF 283 KB)

Seit 2005 wird im Bericht „The international role of the euro“ der EZB eine kurze Zusammenfassung der Umfrageergebnisse zu den Euro-Bargeldbeständen in CESEE veröffentlicht.

• 2021: Household demand for euro cash in Central, Eastern and Southeastern European countries during the Covid-19 pandemic, Box 3. 37–39.
• 2019: Use of euro cash in CESEE countries, Box 5. 35–37.
• 2017: The use of euro cash in central, eastern and south-eastern Europe, Box 6. 25–26.
• 2015: Unofficial euroisation in CESEE: an overview of recent literature, Box 6. 38–39.
• 2014: Results from the OeNB Euro Survey of Households in Central, Eastern and South-Eastern Europe. 26–28.
• 2013: Savings Deposits of CESEE Households Gain in Importance at the Expense of (Euro) Cash Holdings. 29–32.
• 2012: The Role of The Euro as a Safe Haven Asset in Central, Eastern and South-East Europe. 23–25.
• 2011: Evidence from the OeNB Euro Survey. 55–59.

• Rusu, C. 2021. Cash holdings and currency substitution in CESEE countries: evidence from the OeNB Euro Survey, section 2.4. In: Foreign demand for euro banknotes, ECB occasional paper series 253, 21–27.
• Beckmann, E. 2015. The determinants of households’ saving decisions in Central, Eastern and South-Eastern Europe. In: Structural Issues Report, Box 7.